BNPL platform · White-label ready
ExtendPay
One regulated checkout flow, packaged for issuer brands — reference implementation for US Bank and a white-label skin for Associated Bank.
The interaction model stays fixed: configure the purchase, review ExtendPay pricing, choose a payment rail, and complete. Brand teams swap logo, palette, and typography without rebuilding the journey.
White-labeling the same flow
Associated Bank inherits the full eight-state journey — setup, summary toggles, and payment-rail expansions — with forest-green primaries, bank mark, and summary accent framing swapped in. Logic, copy hierarchy, and disclosure placement stay aligned to the reference build.
Associated Bank · ExtendPay
AB_ExtendPay_1 – 8
White-label screens from empty setup through crypto selection — same progressive disclosure as the reference, with Associated Bank visual identity applied end to end.
Associated Bank · White-label journey.
US Bank · Reference screens
Setup → summary → payment rails
Navy-and-red issuer branding on the canonical ExtendPay build — scroll each state in order.
US Bank · Setup — amount and term.
Shared flow logic
Brand theming changes; these checkpoints stay constant across issuers.
- 1 · Configure purchase
- Eligible amount entry ($100–$12,000) and 3/6/12/24-month terms with a live payment example before Continue activates.
- 2 · Review ExtendPay
- Summary shows monthly payment and total cost. ExtendPay toggle reframes term length and surfaces fees inline when enabled.
- 3 · Choose how to pay
- One list for card, ACH, PayPal, Apple Pay, Google Pay, Venmo, and crypto — each rail expands only its required fields.
- 4 · White-label tokens
- Per issuer: header logo, primary palette, CTA states, summary chrome, and payment icons — without altering step order or compliance copy placement.
BNPL platforms that scale across brands
Volente Labs designs regulated checkout and white-label UI systems so new issuer skins ship on a proven flow, not from scratch.
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Context: US Bank · Associated Bank
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