FintechBNPLWhite-labelMobile UXBankingCheckoutUS BankAssociated BankExtendPay

BNPL platform · White-label ready

ExtendPay

One regulated checkout flow, packaged for issuer brands — reference implementation for US Bank and a white-label skin for Associated Bank.

The interaction model stays fixed: configure the purchase, review ExtendPay pricing, choose a payment rail, and complete. Brand teams swap logo, palette, and typography without rebuilding the journey.

Associated Bank · White-label journey.

White-labeling the same flow

Associated Bank inherits the full eight-state journey — setup, summary toggles, and payment-rail expansions — with forest-green primaries, bank mark, and summary accent framing swapped in. Logic, copy hierarchy, and disclosure placement stay aligned to the reference build.

US Bank · Full journey.
Associated Bank · White-label journey.

Associated Bank · ExtendPay

AB_ExtendPay_1 – 8

White-label screens from empty setup through crypto selection — same progressive disclosure as the reference, with Associated Bank visual identity applied end to end.

Associated Bank · White-label journey.

US Bank · Reference screens

Setup → summary → payment rails

Navy-and-red issuer branding on the canonical ExtendPay build — scroll each state in order.

US Bank · Setup — amount and term.

Shared flow logic

Brand theming changes; these checkpoints stay constant across issuers.

1 · Configure purchase
Eligible amount entry ($100–$12,000) and 3/6/12/24-month terms with a live payment example before Continue activates.
2 · Review ExtendPay
Summary shows monthly payment and total cost. ExtendPay toggle reframes term length and surfaces fees inline when enabled.
3 · Choose how to pay
One list for card, ACH, PayPal, Apple Pay, Google Pay, Venmo, and crypto — each rail expands only its required fields.
4 · White-label tokens
Per issuer: header logo, primary palette, CTA states, summary chrome, and payment icons — without altering step order or compliance copy placement.

BNPL platforms that scale across brands

Volente Labs designs regulated checkout and white-label UI systems so new issuer skins ship on a proven flow, not from scratch.

Additional Details

Services: Labs

Related Work

Context: US Bank · Associated Bank

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